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Card types you can apply for 0% APR credit cards What is a 0% APR card? Some credit cards will offer an introductory period for new cardholders with 0% interest on purchases or balance transfers. Usually, this period lasts between 12 and 21 months. After the introductory period ends, the regular interest rate applies. Why apply for a 0% APR card?
Explore Citi ® ’s credit card offers, featuring a diverse range of rewards and benefits. Read More Read More. From cash back and travel cards, to low introductory APR on balance transfers, Citi has the right credit card for you.
Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more. Find the credit card that's right for you and apply online today.

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Student Credit Cards. Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies.Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies.
Applying for a credit card — and waiting for approval or denial — can feel as scary as taking a final exam or giving a public speech. “When you’re applying for your first credit card, you’re essentially asking a card issuer to take a chance on you,” says credit educator John Ulzheimer of The Ulzheimer Group.
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